Founders whose personal file is the bottleneck
Many business lenders start with the owner. Before the business's numbers count, your personal file sets the ceiling. The journey reads it the way those lenders will.
For business
Business funding, read from the file that actually decides it.
The business journey reads your personal credit file against business lenders, filtered to your state, and names the bankers who fit. You walk in knowing which doors your file opens today.
Soft pull, no score impact Cancel anytime Founder rate locked for life
Built for owners whose personal file is the application.
The same credit data drives personal and business funding. The business journey points it at the lenders a business actually applies to.
Planning an application round, not firing blind
Know the range and the bureau before you apply, so every inquiry you take is one you chose.
A tri-bureau view across Equifax, Experian, TransUnion
Business lenders pull different bureaus. See all three, and which one each lender in your state reads.
Tracking more than one business on one file
Run a journey per business, each with its own questionnaire, plan, and analysis history.
What the business journey reads.
Your personal file against business lenders, filtered to your state, with the bankers named. Values shown here are samples; yours come from your own file.
Lender rows
974
business lenders tracked, all 50 states
Named
2,921
community-bank underwriters in the directory
States
50
every row filtered to where you are registered
Your personal file, against business lenders
Each lender type is matched to what it actually pulls and weighs, so you see which doors your file opens today.
Lender fit
Your personal file, against business lenders
Community bank term loan
Pulls Experian · weighs time in business
SBA-backed line of credit
Pulls Equifax · utilization is the flag
Online working-capital lender
Pulls TransUnion · revenue-based
Matched to what each lender pulls2 fit · 1 watch
Filtered to your state
Lender rows are cut to where the business is registered, so a bank that does not lend in your state never makes the list.
Lender rows
Filtered to where the business is registered
Rows lending in your state41Of 974 nationwide
Community banks18
SBA lenders9
Online lenders14
Sample counts. Yours follow your state and file.
Named bankers, on merit
Community-bank underwriters by name and desk. Nobody pays to appear.
Named bankers
Matched to your file, never paid placements
Community bank · business banking desk
Underwriter named · Austin
Regional bank · SBA lending
Underwriter named · Dallas
Community bank · commercial lending
Underwriter named · Houston
Names unlock inside your journeyIllustrative
Funding a business? Same door.
Reserve your spot with an email. The first 1,000 members lock a founder rate for life on whichever journey they choose at launch.
Reserve the business journey
Your personal file, read against business lenders in your state, with named bankers. Founders get the invite before any public announcement.
Not sure which journey? Start with your own file.
Every business journey begins with the personal read. Start there, and add a business when you are ready.